1. Don't spend more than you can afford to lose. 2. Don't dream that you can make RL$ out of thin air just because you are smarter than average; this just shows you are more naive than average. 3. Don't let mobs hit your (especially limited) vehicle. If they do that, get out of vehicle (have a bind) and pickup or recall the vehicle (have another bind) - is way less costly for you to die instead of your vehicle take TT damage.